Defined Benefit Accounts are accounts where the benefits are linked to the length of membership and final average salary (over last three years).
Accumulation Accounts are the main alternative to Defined Benefit Accounts and are sometimes called a defined contribution account.
A Retained Benefit Account gives retiring members the best of both worlds.
By turning your super savings into a FES Super Pension, you create a regular income stream.
Have you thought about making super contributions on behalf of your spouse?